Current Rates

 

Certificates of Deposit

Individual Retirement Accounts

Term Interest Rate APY *
Three Months 0.55%

0.55%

Six Months 0.75% 0.75%
One Year 1.00% 1.01%
Two Years 1.35% 1.36%
Three Years 1.60% 1.61%
Four Years 1.85% 1.87%
 Five  Years      2.00 %            2.02%
Term Interest Rate APY *
18 Months 1.35%  1.36%

 

Deposit Accounts

Term Daily Balances Interest Rate APY *
Interest Checking      
$1,000.00 to $2,500.00   0.25%  0.25%
$2,500.00 and up   0.50%  0.50%
Ban Club Interest Checking      
$1,000.00 to $2,500.00   0.25%  0.25%
$2,500.00 and up   0.50%  0.50%
Money Market Checking minimum $2,500.00    
under $50,000.00

   0.60%

  0.60%
over $50,000.00    0.75%   0.75%
Traditional Savings All    0.75%   0.75%

The Deposit Accounts interest rates and annual percentage yields may change after account opening.

The Certificates of Deposit and Individual Retirement Accounts are based on a minimum deposit of $1,000.00 with a minimum balance of $1,000.00 required to obtain the Annual Percentage Yield. A penalty may be imposed for early withdrawal. Fees and withdrawals may and could reduce earnings on accounts.

Rates effective as of Friday Oct.12 ,2010 * Annual Percentage Yield

501 Main St., Memphis, TX. 79245 PH:(806)259-3556 FX:(806)259-2355