Current Rates

 

Certificates of Deposit

Individual Retirement Accounts

Term Interest Rate APY *
Three Months 2.08%

2.10%

Six Months 2.22% 2.24%
One Year 2.22% 2.25%
Two Years 2.22% 2.25%
Three Years 2.22% 2.25%
Four Years 2.23% 2.26%
 Five  Years       2.23              2.26%
Term Interest Rate APY *
Eighteen Months  2.33%  2.35%

 

Deposit Accounts

Term Daily Balances Interest Rate APY *
Interest Checking      
$1,000.00 to $2,500.00   0.25%  0.25%
$2,500.00 and up   0.63%  0.63%
Ban Club Interest Checking      
$1,000.00 to $2,500.00   0.25%  0.25%
$2,500.00 and up   0.63%  0.63%
Money Market Checking minimum $2,500.00    
under $50,000.00

   0.99%

  0.99%
over $50,000.00    1.73%   1.75%
Traditional Savings All    0.99%   1.00%

The Deposit Accounts interest rates and annual percentage yields may change after account opening.

The Certificates of Deposit and Individual Retirement Accounts are based on a minimum deposit of $1,000.00 with a minimum balance of $1,000.00 required to obtain the Annual Percentage Yield. A penalty may be imposed for early withdrawal.

Rates effective as of Tuesday April 1,2008

* Annual Percentage Yield

501 Main St., Memphis, TX. 79245 PH:(806)259-3556 FX:(806)259-2355