Deposit Products & Services
Regular  Checking  BanClub Checking Interest Checking BanClub Interest Money Market Checking
Opening Balance $100 $100 $1,000 $1,000 $2,500
Minimum Balance $300 None $1,000 $1,000 $2,500
Check Writing Unlimited Unlimited  Unlimited Unlimited 6 Transfers/mth (3) can be checks
Checks  Free Temporary Checks X Wallets Free Temp Checks X Wallets Free Temp Checks
Monthly Fee $5 if daily balance falls under $300 $5 $5 if daily balance falls under $1,000 $5 $5 if daily balance falls under $2,500
Free ATM/Debit Card (Upon Approval) Available  on all applications
Free On-Line Banking Available on all applications
On-Line Bill Pay Available on all applications
Interest Rate None None Tiered Rates Tiered Rates Tiered Rates
AD&D Insurance None $10,000 None $10,000 None

501 Main St., Memphis, TX. 79245 PH:(806)259-3556 FX:(806)259-2355