First Bank and Trust of Memphis is very excited to announce that we have a new internet banking service. The new site offers all of the same functionality you have been accustomed to while introducing new features too. There will be a few setup steps you will need to complete in order to login to your online banking for the first time.

  1. Use your existing login ID and click login.
  2. The system will ask for your secret answer. Your secret answer is your current login ID + last four digits of your Social Security Number.
  3. If your login id is jdoe and your Social Security Number is 123-45-6789, then your secret answer will be jdoe6789.
  4. The system will then walk you through an initial registration process. You will choose new security questions, a new security image, a new security phrase, and a new password.
  5. If we do not currently have an email address for you on file, the system will prompt you to enter a valid email address at this time. Your email address may be used for password resets, account alerts, and bank communication.

Login to Online Banking

Warning! Never share your personal or business banking information with anyone through email, instant message, or any other electronic submission. First Bank & Trust will never contact you through electronic methods about your private information.

Due to security threats, First Bank & Trust has taken extra security steps with debit cards. Please notify the bank if you plan to travel outside of the local area ,(Texas Panhandle and Oklahoma), before you make purchases. Debit card charges in certain zip codes associated with debit card fraud may be locked.


501 Main St., Memphis, TX. 79245 PH:(806)259-3556 FX:(806)259-2355