Online Banking

With online banking you can access your accounts 24 hours a day.  All you need is a computer and internet access.  It is the most effective way to take control of your time and money.  Both a unique user ID and password are required before any information about your account can be accessed.  In addition, all data is automatically encrypted. You can be confident your data is secure.

With funds transfer, you can move money between your accounts 24 hours a day.  All transactions include a handy confirmation number for added assurance.  Transactions can also be scheduled to be made automatically.


Online Bill Payment

Pay your bills online - Free - unlimited transactions

  1. Bill Pay is as easy as 1-2-3
  2. Set up your payee list
  3. Click add New Payee and complete the on-screen instructions. Here you can pay virtually anyone, from your baby-sitter to your credit card company
  4. Select Dates & Accounts for payment
  5. Either make a One-Time Payment or Recurring Payments
  6. Select the Payee
  7. Enter the account, date and amount
  8. Preview the payment, once you have verified all information is correct
  9. Send Payment and receive a confirmation number for the transaction


To Enroll

  1. Come in to one of our locations and complete the registration form
  2. Wait 1-2 business days to receive a confirmation email stating you have been enrolled
  3. Once you have been enrolled
  4. Go to the login screen
  5. Enter the user ID and password you have chosen
  6. Click Login
Warning!  Never share your personal or business banking information with anyone through email, instant message, or any other electronic submission.  First Bank & Trust will never contact you through electronic methods about your private information. 

Due to security threats, First Bank & Trust has taken extra security steps with debit cards.  Please notify the bank if you plan to travel outside of the local area ,(Texas Panhandle and Oklahoma), before you make purchases.  Debit card charges in certain zip codes associated with debit card fraud may be locked. 

501 Main St., Memphis, TX. 79245 PH:(806)259-3556 FX:(806)259-2355