Making the most of every dollar is as important to us as it is to you. First Bank and Trust offers a full menu of financial services that allow you to manage, grow, and allocate your finances to best meet your goals.
Do you need help deciding what type of loan you are looking for, or what information you will need to apply for a loan? You can see what we offer online, or you can stop by any location and one of our friendly bank officers will show you how First Bank and Trust can work for you and your family.
Residential Home Loans
Helping our customers find the right home is our priority. We offer residential home loans at great rates and have made applying for your loans easier than ever with our online application.
Apply Online or Download Application (Government monitoring is not requested on construction loans or bridge loans)
You can also apply by calling (806) 331-3142 or emailing Btapp@firstmemphis.com
Home Loans Resources
Consumer Booklet on Adjustable-Rate Mortgages
- Annual Adjust, 5-Year Balloon
Shopping for your home loan - HUD's Settlement Cost Booklet
- Housing counselor list available upon request
The numbers are what matters, and our financial calculators give you the tools to see the figures that matter most. Our calculators include:
- Analysis for Renters
- Budgeting Decision Tools
- Mortgage Calculators
- Rates and Payments Research
Explore Our Online Calculators
Commercial, Agriculture, and Consumer Loans
We also offer the following loan products:
- Commercial Loans Download Application
- Consumer Loans Download Application
- Agriculture Loans
- SBA - Small Business Guaranty Loans
Download SBA Package
- USDA - Business and Industry Guaranty Loans
- USDA - FSA Guaranty Loans
Need to update your Financial Statement? Click here.
Send Your Loan Documents
To send documents containing sensitive information, please use our secure portal link to send your documents in order to ensure protection of your private information.
- (Note: First time users will need to create an account before they can send documents)