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Loan Products

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Making the most of every dollar is as important to us as it is to you. First Bank and Trust offers a full menu of financial services that allow you to manage, grow, and allocate your finances to best meet your goals. 

Do you need help deciding what type of loan you are looking for, or what information you will need to apply for a loan?  You can see what we offer online, or you can stop by any location and one of our friendly bank officers will show you how First Bank and Trust can work for you and your family.

Residential Home Loans

Helping our customers find the right home is our priority. We offer residential home loans at great rates and have made applying for your loans easier than ever with our online application.

Apply Online

You can also apply by calling (806) 331-3142 or emailing Btapp@firstmemphis.com

Home Loans Resources

Download 1003 Application

  • (Note: Complete "Information for Government Monitoring Purposes" section if loan purpose is for construction, purchase or refinance. For any other purpose do not complete this section.)

Consumer Booklet on Adjustable-Rate Mortgages

  • Annual Adjust, 5-Year Balloon

Shopping for your home loan - HUD's Settlement Cost Booklet

Housing Counselors

  • Housing counselor list available upon request

Financial Calculators

The numbers are what matters, and our financial calculators give you the tools to see the figures that matter most.  Our calculators include:

  • Analysis for Renters
  • Budgeting Decision Tools
  • Mortgage Calculators
  • Rates and Payments Research
  • Refinancing

Explore Our Online Calculators

Commercial, Agriculture, and Consumer Loans

We also offer the following loan products:

Need to update your Financial Statement? Click here.

Send Your Loan Documents

Email:
newloans@firstmemphis.com

To send documents containing sensitive information, please use our secure portal link to send your documents in order to ensure protection of your private information.

  • (Note: First time users will need to create an account before they can send documents)

Go To Secure Portal


Privacy Notice

Contact Our Lending Team

Do you have questions about our commercial, agricultural, and consumer loans? Fill out the form below and one of our lending services representatives will be in contact with you to answer any questions you have.

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